Loans & Mortgages Calculators

35 professional finance calculators • 100% free to use

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Mortgage payment, amortization, payoff, refinance, PMI, LTV and loan schedule calculators. Estimate monthly costs, interest and compare terms to save.

Most Popular Loans & Mortgages Calculators

Our most popular loans & mortgages calculators used by thousands daily

All Loans & Mortgages Calculators

Complete collection of 35 loans & mortgages tools

Auto Loan Calculator: Monthly Payment & Total Cost (2025)

Free auto loan calculator estimates monthly payments, total interest, and amortization. Compare new ...

Loans & Mortgages

Auto Loan Payoff Calculator: Calculate Early Payoff Savings & Interest Reduction

Free auto loan payoff calculator shows how much you'll save by paying off your car loan early. See i...

Loans & Mortgages

Auto Loan Refinance Calculator: Free Car Loan Refinancing Tool & Savings Estimator

Use our auto loan refinance calculator to see how much you can save by refinancing your car loan. Co...

Loans & Mortgages

Boat Loan Calculator: Free Marine Financing & Payment Calculator

Free boat loan calculator with 2025 rates. Calculate monthly payments, total interest, and understan...

Loans & Mortgages

Bridge Loan Calculator: Estimate Monthly Costs and Rates

Use our bridge loan calculator to estimate interest‑only payments and total cost for short‑term fina...

Loans & Mortgages

Cash-Out Refinance Calculator: Estimate Your Home Equity & New Payment (2025)

Free cash-out refinance calculator estimates how much equity you can access, new monthly payment, an...

Loans & Mortgages

Closing Costs Calculator: Itemized Fees, Prepaids, and Cash to Close (2025)

Estimate buyer closing costs in minutes. Itemize lender fees, title, government recording, and prepa...

Loans & Mortgages

Commercial Mortgage Calculator – Free Calculator and Guide

Use our commercial mortgage calculator to estimate payment, DSCR, and loan size. Enter NOI, rate, an...

Loans & Mortgages

Construction Loan Calculator – Free Calculator and Guide

Use our construction loan calculator to estimate interest‑only draws and the permanent loan payment....

Loans & Mortgages

FHA Loan Calculator: Estimate Monthly Payments & MIP Costs (2025)

Free FHA loan calculator estimates monthly payments including mortgage insurance premiums (MIP), pro...

Loans & Mortgages

First Time Home Buyer Calculator – Free Affordability, DTI & Mortgage Calculator

Free first-time home buyer calculator calculates affordability, debt-to-income ratios, and total cas...

Loans & Mortgages

HELOC Calculator: Estimate Monthly Costs and Rates

Use our HELOC calculator to estimate monthly interest during the draw period and payments in repayme...

Loans & Mortgages

Home Affordability Calculator: How Much House Can I Afford? | Free DTI Tool

Free home affordability calculator uses 28/36 debt-to-income rules to show exactly how much house yo...

Loans & Mortgages

Home Equity Loan Calculator – Free Calculator and Guide

Use our home equity loan calculator to estimate fixed monthly payments on a lump‑sum second mortgage...

Loans & Mortgages

Loan Amortization Calculator 2025: Free Amortization Schedule & Payment Breakdown

Comprehensive loan amortization calculator with detailed payment schedule, principal vs interest bre...

Loans & Mortgages

Loan Calculator – Calculate Payments, Taxes, Insurance

Use our loan calculator to estimate monthly payment, interest, and amortization. Enter amount, rate,...

Loans & Mortgages

Loan Interest Calculator: Estimate Monthly Costs and Rates

Use our loan interest calculator to compute interest cost by rate, balance, and time. Compare simple...

Loans & Mortgages

Loan Payoff Calculator: Pay Off Your Loans Faster & Save on Interest

Free loan payoff calculator to see how extra payments, biweekly schedules, or lump sums can save tho...

Loans & Mortgages

Loan Rate Calculator: Estimate Monthly Costs and Rates

Use our loan rate calculator to find the rate that matches your desired payment, amount, and term, o...

Loans & Mortgages

LTV Calculator: Loan-to-Value Ratio Calculator for Mortgages

Free LTV calculator shows your loan-to-value ratio and explains how it affects mortgage rates, PMI r...

Loans & Mortgages

Mortgage Amortization Calculator – Free Calculator and Guide

Use our mortgage amortization calculator to view your full schedule. See principal vs interest, mont...

Loans & Mortgages

Mortgage Interest Calculator: Free Amortization Calculator for 2025

Free mortgage interest calculator with amortization schedule. Calculate monthly payments, total inte...

Loans & Mortgages

Mortgage Payment Calculator: Free PITI Calculator (2025)

Free mortgage payment calculator estimates your complete monthly PITI payment including taxes, insur...

Loans & Mortgages

Mortgage Payoff Calculator: See How Extra Payments Save You Thousands (2025)

Free mortgage payoff calculator showing how extra payments, biweekly schedules, and lump sums accele...

Loans & Mortgages

Mortgage Recast Calculator: Estimate Monthly Costs and Rates

Use our mortgage recast calculator to model a lump‑sum payment and see your lower payment and intere...

Loans & Mortgages

Mortgage Refinance Calculator: Free Refi Break-Even Analysis & Savings Calculator

Free mortgage refinance calculator estimates monthly savings, break-even point, and total interest s...

Loans & Mortgages

Motorcycle Loan Calculator: Estimate Monthly Costs and Rates

Use our motorcycle loan calculator to estimate monthly payment and total interest. Enter price, down...

Loans & Mortgages

Personal Loan Calculator: Estimate Monthly Costs and Rates

Use our personal loan calculator to estimate monthly payment and total cost. Enter amount, APR, and ...

Loans & Mortgages

PMI Calculator – Calculate Payments, Taxes, Insurance

Use our PMI calculator to estimate monthly mortgage insurance, when PMI can be removed, and how down...

Loans & Mortgages

RV Loan Calculator: Estimate Monthly Payments & Total Costs (2025)

Calculate your RV loan payments accurately with our free RV loan calculator. Enter price, down payme...

Loans & Mortgages

Save Plan Calculator: Estimate Monthly Costs and Rates

Use our SAVE plan calculator to estimate student loan payments under the SAVE repayment plan. Compar...

Loans & Mortgages

Student Loan Calculator: Estimate Monthly Costs and Rates

Use our student loan calculator to estimate monthly payment, total interest, and payoff time. Model ...

Loans & Mortgages

Student Loan Payoff Calculator: Pay Off Debt Faster with Extra Payments (2025)

Free student loan payoff calculator shows how extra payments reduce interest and accelerate debt fre...

Loans & Mortgages

USDA Loan Calculator: Estimate Monthly Payments & Guarantee Fees

Free USDA loan calculator estimates monthly payments including guarantee fee, annual fee, taxes, and...

Loans & Mortgages

VA Loan Calculator: Estimate Monthly Payments & Funding Fees (2025)

Free VA loan calculator with funding fee estimates, DTI ratio analysis, and affordability scoring. C...

Loans & Mortgages

Expert Tools

35 specialized calculators

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Why Choose Our Loans & Mortgages Calculators?

Our loans & mortgages calculator collection offers 35 specialized tools designed for accuracy and ease of use. Each calculator is built using established financial formulas and methodologies from trusted finance sources.

Key Benefits

  • CPA & CFP verified formulas with IRS/Federal Reserve data
  • Instant results with detailed explanations and recommendations
  • 100% private - all calculations done locally in your browser
  • No registration or personal data required

Popular Uses

  • Boat Loan Calculator: Free Marine Financing & Payment Calculator - Real-time payment calculations with amortization schedule
  • Auto Loan Payoff Calculator: Calculate Early Payoff Savings & Interest Reduction - Real-time calculation of interest savings and term reduction
  • Mortgage Interest Calculator: Free Amortization Calculator for 2025 - Complete amortization schedule showing every payment
  • Cash-Out Refinance Calculator: Estimate Your Home Equity & New Payment (2025) - Accurate LTV calculations up to 80% conforming loan limits

Whether you’re a homeowner, borrower, saver, investor, or business owner, our loans & mortgages calculators provide accurate, reliable tools you can use to make informed finance decisions.

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