Personal Finance Planning Calculators

18 professional finance calculators • 100% free to use

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Budgeting, net worth, emergency fund, savings goals and expense planning tools. Track spending, build reserves and plan financial milestones confidently.

Most Popular Personal Finance Planning Calculators

Our most popular personal finance planning calculators used by thousands daily

All Personal Finance Planning Calculators

Complete collection of 18 personal finance planning tools

50/30/20 Budget Calculator: Free Budget Planning Tool

Use our free 50/30/20 budget calculator to divide your income into needs, wants, and savings. Visual...

Personal Finance Planning

Budget Calculator: Free Personal Budget Planner & Monthly Budget Calculator

Free budget calculator with 50/30/20 rule, zero-based budgeting, and real-time tracking. Create your...

Personal Finance Planning

COLA Calculator | Cost of Living Adjustment Estimator

Estimate Cost‑of‑Living Adjustments (COLA) to keep salary or benefits aligned with inflation. See co...

Personal Finance Planning

Cost of Living Calculator | Compare Living Expenses by City

Thinking of moving? Use our cost of living calculator to compare expenses (housing, food, taxes) bet...

Personal Finance Planning

Emergency Fund Calculator | How Much Emergency Savings?

Determine your ideal safety net with our emergency fund calculator. Calculate how much you should sa...

Personal Finance Planning

Expense Calculator: Free Monthly Budget & Expense Tracking Tool

Free expense calculator to track monthly expenses, analyze spending patterns, and optimize your budg...

Personal Finance Planning

Financial Planning Calculator: Free Comprehensive Financial Plan & Net Worth Calculator

Free financial planning calculator with net worth tracking, goal setting, and scenario analysis. Cre...

Personal Finance Planning

Gross Income Calculator: Calculate Gross Monthly & Annual Income | Free Tool

Free gross income calculator to calculate your total earnings before taxes and deductions. Determine...

Personal Finance Planning

Income Calculator | Calculate Annual & Monthly Income

Calculate your total earnings with our income calculator. Convert hourly wages to annual salary or d...

Personal Finance Planning

Inflation Calculator: Calculate Purchasing Power Loss & Future Value Using CPI (2025)

Free inflation calculator showing how inflation erodes your money's purchasing power. Calculate the ...

Personal Finance Planning

Inflation Rate Calculator | Calculate Inflation Rate by Year with CPI Data

Calculate inflation rate between any two years using Consumer Price Index (CPI) data. Determine purc...

Personal Finance Planning

Millionaire Calculator | When Will I Become a Millionaire?

Find out when you'll hit the milestone with our millionaire calculator. Project your path to $1 mill...

Personal Finance Planning

Net Income Calculator | Calculate Take-Home Pay After Taxes

Determine your actual earnings with our net income calculator. Calculate your take-home pay by subtr...

Personal Finance Planning

Net Worth Calculator: Free Personal Wealth & Asset Tracker | 2025

Free net worth calculator to track your personal wealth. Calculate assets minus liabilities, visuali...

Personal Finance Planning

Pay Raise Calculator | Calculate Salary & Hourly Increase

See how a raise affects your earnings with our pay raise calculator. Input your current pay and the ...

Personal Finance Planning

Savings Goal Calculator | Plan & Track Savings Targets

Reach your financial targets with our savings goal calculator. Determine how much you need to save m...

Personal Finance Planning

Tip Calculator | Calculate Tip Percentage & Split the Bill (2025)

Calculate the perfect tip instantly with our tip calculator. Determine the tip percentage (15%, 20%)...

Personal Finance Planning

Zero Based Budget Calculator | Free ZBB Planner Tool

Master your money with our zero based budget calculator. Allocate all your income to expenses, savin...

Personal Finance Planning

Expert Tools

18 specialized calculators

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Instant Results

Real-time calculations

Trusted Worldwide

Used by millions daily

Why Choose Our Personal Finance Planning Calculators?

Our personal finance planning calculator collection offers 18 specialized tools designed for accuracy and ease of use. Each calculator is built using established financial formulas and methodologies from trusted finance sources.

Key Benefits

  • CPA & CFP verified formulas with IRS/Federal Reserve data
  • Instant results with detailed explanations and recommendations
  • 100% private - all calculations done locally in your browser
  • No registration or personal data required

Popular Uses

  • Financial Planning Calculator: Free Comprehensive Financial Plan & Net Worth Calculator
  • 50/30/20 Budget Calculator: Free Budget Planning Tool - Interactive pie chart visualization of your budget breakdown
  • Budget Calculator: Free Personal Budget Planner & Monthly Budget Calculator - Multiple Budget Methods: 50/30/20 Rule, Zero-Based, Pay Yourself First
  • Expense Calculator: Free Monthly Budget & Expense Tracking Tool - [object Object]

Whether you’re a homeowner, borrower, saver, investor, or business owner, our personal finance planning calculators provide accurate, reliable tools you can use to make informed finance decisions.

Explore More Finance Calculators

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